Everybody knows that crunching numbers is the least enjoyable part of purchasing a new or used vehicle. Thankfully, Kelly Ford is here to make things easy by providing various tools and resources to shoppers near Melbourne, FL. We'll take the time to understand your situation, answer your questions, and develop solutions that get you on track.

Leases vs. Loans

If you're shopping for a new vehicle, you'll likely have to choose between a lease or a loan. A loan is preferred for drivers looking to retain complete vehicle ownership after making payments. In addition, you won't have any mileage restrictions while making payments, meaning you can travel around Rockledge as much as you'd like.

Leases are typically only offered on new models and allow shoppers to experience the latest vehicle version for short terms, often between 24 and 36 months. Leases are also an excellent option for business owners due to the potential tax savings and lower monthly expenditures. In addition, leasing sometimes allows you to avoid out-of-pocket expenses near Viera, such as service center visits.

Explore Solutions Today

Whether you're planning to lease or loan your next vehicle, Kelly Ford is here to help you find solutions that work for your lifestyle. We're proud to provide a wide range of online tools and resources that make shopping easier, including our online finance application and vehicle trade-in calculator. From sales and finance to service and parts, our experts are here to provide unparalleled customer support so you can keep cruising around Palm Bay.

We're ready to demystify the world of automotive financing and help you get behind the wheel of a vehicle that leaves you smiling. Contact a member of our finance center to receive help, or visit our dealership near Melbourne Beach for personalized support today!

How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best "I never miss a payment!"

The Kelly Ford loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Kelly Ford finance team will put together a loan package that is tailored specifically for you.

Online Credit Application
Fill out our online credit application and get pre-approved for your next vehicle.


Our Financial Services Include:
  •  Competitive rates direct from the manufacturer and local Florida banks
  •  Quick approvals
  •  Value-added services to protect your vehicle investment
  •  Extended warranty programs
  •  And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!